State offices and all DLLR physical locations will be closed to the public November 26 through November 28, 2014. However, Unemployment Insurance telephone and Web operations WILL be available on Wednesday, November 26.

Office of the Commissioner of Financial Regulation

 

Affiliated Insurance Producer - Originator

 

If you are an insurance producer and intend to conduct mortgage lending business in the State of Maryland, you may require a license from the Commissioner of Financial Regulation.

Effective May 11, 2009 the Commissioner of Financial Regulation uses NMLS, a nationwide licensing system, to manage Affiliated Insurance Producer-Mortgage Loan Originator applicants and licensees.

The NMLS was developed by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators. The goal of NMLS is to streamline and improve the licensing process for companies, branches, and individuals that hold licenses in multiple states.

  • New Applicants - ALL new license applicants MUST initiate applications through the NMLS. Proceed to NMLS. Please note new license requests must be submitted through the NMLS, but supporting documentation must be sent to the Maryland Office of the Commissioner of Financial Regulation.
     
  • Renewing Licensees - You must renew your license on the NMLS during the renewal period – November 1st through December 31st. Proceed to NMLS. Please note renewal requests must be submitted through the NMLS, but supporting documentation must be sent to the Maryland Office of the Commissioner of Financial Regulation.
 

Quick Links

 

Featured Information


Applications and Forms

Apply for an Affiliated Insurance Producer-Mortgage Loan Originator License - Form MU4 (Login to NMLS)
Amend an Affiliated Insurance Producer-Mortgage Loan Originator License (Login to NMLS)

Other Forms

Affidavit of Mortgage Originator Activity - New Applicant (Word document, 83KB, download Word viewer for free)
Affidavit of Mortgage Originator Activity - License Amendment or Return to Active Status (Word document, 77KB, download Word viewer for free)
Sponsor Certificate – AIP-MLO (Word document, 70KB, download Word viewer for free)
Surety Bond Form (Word document, 35KB, download Word viewer for free)
Required Notice of Housing Counseling Programs and Services Form that Lender Must Provide to Borrower (PDF, from the Maryland Department of Housing and Community Development (DHCD), download Adobe Acrobat for free)


Laws and Rules

Applicants and licensees are expected to be knowledgeable about and in compliance with the Mortgage Loan Originator Law, and any other applicable state or federal statutes and regulations.

Note: To access the Maryland Code Annotated, from the link below, select the “Maryland Code” folder, then select the individual folders or links provided to delve into the volumes, chapters, and/or sections of the publication.

Maryland Code Annotated, Financial Institutions § 11-601 et seq. (Maryland Mortgage Originator Law)
Maryland Code Annotated, Financial Institutions § 11-501 et seq. (Maryland Mortgage Lender Law)
COMAR 09.03.09 Mortgage Originators
COMAR 09.03.10 Credit and Other Regulation
COMAR 09.03.11 Recordation of Security Instruments for Residential Property
COMAR 09.03.12 Foreclosure Procedures for Residential Property


Resources

NMLS Getting Started Guide
Work Flows & Quick Guides
NMLS Tutorials and Navigation Guides
Upcoming Training & Workshops
NMLS News & System Alerts

 
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